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ballast advisors fee based financial planningWhat is a fee based financial advisor?

Ballast Advisors are fee based financial advisors.  A fee based advisor is one who is paid by the client. 

Why is fee based compensation of critical importance?

A financial planner who has a financial stake in the course of action that they recommend to a client faces an inherent conflict of interest and cannot be considered objective or unbiased. Unfortunately, the vast majority of financial advisors in the United States are sellers of financial products. Some or all of their income may be dependent upon their ability to steer their clients to a limited number of the thousands of financial products available today.