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Personal Financial Planning

Our Process

Through our six-step process, we work closely with you to identify goals, analyze your balance sheet and develop influential wealth management recommendations. We also bring together your various advisors, including accountants, attorneys and bankers to make sure everyone is working toward a common goal with their support to you.

1-on-1 Meetings

Our initial steps help define how we will work together. We can work in person or virtually.

Goal Setting

We want to learn what matters most to you. We'll determine goals and begin to gather your financial information.

Fiduciary Analysis

Our team will analyze your information and develop strategies based on your goals, stage of life, and risk tolerance.

Customized Recommendations

We develop recommendations based on real experience rather than pre-listed products.

Financial Plan

With your comprehensive financial plan as the foundation, our advisors will guide you on your financial journey, leading you along the path towards goal achievement.

Ongoing Follow-Up

We work with our clients ongoing. We monitor your progress to keep you on track.

Personal Financial Planning Resources

Financial Resolutions for 2020

It’s a new year, a new decade, and the perfect time to renew healthy habits, including those in your financial life. Like any good habit, setting intentions and priorities is…

Financial Planning for Freelancers

Q&A with writer Kate Racculia The gig economy accounts for more than one third (36 percent) of U.S. workers — that’s approximately 57 million people — according to a recent…

3 Tips for Personal Finances During the Holiday Season

Ballast Financial Professionals share tips for your personal finances this holiday season. (originally published November 2018) Between holiday gifts, parties and meals — this time of year is one of inevitably higher…

Why You Need Life Insurance

September is Life Insurance Awareness Month, a good time to evaluate your life insurance needs and review your life insurance coverage. We’ve all heard about the importance of having life…

529 College Savings Plans

A brief history 529 plans were created by Congress in 1996 and have been modified through the years by various pieces of legislation. Known officially as “qualified tuition programs” or…

Why Do I Need a Financial Planner?

Why do I need a Financial Planner? Financial planning is about more than just managing money. It’s about setting goals for your future and taking steps to achieve those goals….