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The opinions expressed herein are those of Ballast Advisors, LLC and are subject to change without notice. Ballast Advisors, LLC reserves the right to modify its current investment strategies and techniques based on changing market dynamics or client needs. Past performance is not indicative of future results. Nothing contained herein constitutes an offer to buy or sell a particular security or investment strategy. The graph included is derived from a third-party source believed to be reliable, but its accuracy and certainty cannot be guaranteed. Ballast Advisors, LLC is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about Ballast, including our investment strategies, fees and objectives, can be found in our ADV Part 2 which is available upon request.