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Personal Financial Planning

Our Process

Through our six-step process, we work closely with you to identify goals, analyze your balance sheet and develop influential wealth management recommendations. We also bring together your various advisors, including accountants, attorneys and bankers to make sure everyone is working toward a common goal with their support to you.

1-on-1 Meetings

Our initial steps help define how we will work together. We can work in person or virtually.

Goal Setting

We want to learn what matters most to you. We'll determine goals and begin to gather your financial information.

Fiduciary Analysis

Our team will analyze your information and develop strategies based on your goals, stage of life, and risk tolerance.

Customized Recommendations

We develop recommendations based on real experience rather than pre-listed products.

Financial Plan

With your comprehensive financial plan as the foundation, our advisors will guide you on your financial journey, leading you along the path towards goal achievement.

Ongoing Follow-Up

We work with our clients ongoing. We monitor your progress to keep you on track.

Personal Financial Planning Resources

2023 Year-End Tax Tips

Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1. Defer income to next year Consider opportunities to defer…

2023 Market Update 3rd Quarter

Dive into our latest blog for a better understanding of the ever-shifting market sentiment in Ballast Advisor’s third-quarter update. Bullish optimism may be fading, but we’re here to equip you…

Plan Your Way Through End-of-Year Expenses

As the leaves turn golden and the air grows crisp, we can’t help but look forward to heartwarming holidays, joyous parties, and reunions with our loved ones. But before we…

7 Tips to Navigate Healthcare Over 65

As the world of health insurance evolves, the Annual Enrollment Period can be overwhelming and confusing. For those nearing age 65, it’s essential to understand the paths in and around…

Five Things That Actually Get Better With Age

 Yes, there are good things about being old, such as increased happiness, less stress, better marriages and deeper friendships. You seldom hear that: People tend to focus on the negatives…

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